achieve financial intimacy with your partner

Money is one of the leading causes of divorce. I believe one reason for this is that, in general, we are not taught how to talk about money in healthy, open ways. Often money-related tensions are rooted in individual differences in how we think and feel about money. Understanding those differences - what they are, how they were formed, and how they influence what we do with money- is the key to successful money conversations.

Through our work together, couples will learn about each other’s money story and why they impact communication patterns and beliefs about money and finances. Couples will come away with the tools needed to talk about money productively and create an agreed-upon roadmap to guide future conversations about money and finances.

Given that it’s your time and money, I start out working with people for an agreed number (eight) of appointments and then see what’s needed after that. It may be that six appointments is enough for some people to make positive change. Others may need more support or more infrequent support over time to make sure that the changes have stuck and new money habits have formed.

Couples who are ready to engage in the process of working through money-related communication challenges and want to feel more aligned and connected, rather than distanced and disconnected.

Appointment Details

My hourly rate for couples financial therapy is $195.

We will begin with a series eight appointments - two of which will be individual appointments. After eight appointments, we will look to see where you’ve come and if anything else needs to be addressed. If so, we’ll figure out what’s best for the two of you moving forward. At this stage, it’s not uncommon to cut back on how often we meet so our meetings are more check-in oriented to make sure things are on track for both of you.

Frequently Asked Questions

What is it like to work with you?

My approach is collaborative and conversational. I understand that money can be a sensitive and emotionally charged topic. While I provide guidance, tools, and recommendations, you remain in control of your decisions.

This work is most effective when clients are open to being vulnerable and committed to doing reflective work between sessions. Our work together is goal-oriented, focused on the present and future, with thoughtful attention to past experiences and patterns that may still influence your relationship with money today.

What’s the process like?

I start out with all couples with the agreement that we will be meeting for eight appointments. I will meet with each individual in the couple first before I meet with couples together. Money can be hard to discuss and it can trigger defensiveness. I first meet individually so that each person has the chance to speak without the concern of offending their partner. After the two individual appointments we will come together as will continue meeting that way until our work is complete.

Can we meet more than eight times?

Yes, even though our work begins with eight appointments, I understand that it takes time to make long-term changes. We can add more appointments if needed as sometimes couples need more time to work through relationship challenges. It’s common, after the first eight appointments, that most couples can cut back on the frequency of appointments. It’s not unusual for monthly check-ins to make sure things stay on track.

Do you accept insurance?

No, I do not accept insurance for this service. This work does not involve a mental health diagnosis or psychotherapy and is not eligible for insurance reimbursement. However, you may be able to use HSA, FSA, or HRA benefits—please check with your provider to confirm coverage.

What is your rate?

My fee is $195 per hour.

Can you help me manage my money?

No, I do not offer money management or investment advising services. I am not a CPA, CFP, or financial advisor. The work we do is educational and coaching-focused and does not constitute legal or financial advice.

You should consult with a qualified professional (e.g., attorney, CPA, or financial planner) for any specific legal, tax, or investment decisions. Jennifer Calder, LICSW / Jennifer Calder, LLC is not liable for financial or legal outcomes based on the information or recommendations provided in our work together.