Financial Therapy for Individuals

Offering Virtual Appointments Only

explore your relationship with money

Financial Therapy for Individuals Ready to Change Their Relationship with Money

Money Is a Language—But Who Taught You to Speak It?

I like to think of money as a language that we’re expected to speak fluently without explicitly being taught how. We're expected to make financial decisions with confidence, yet we rarely receive the financial education or emotional tools to do so. That’s where financial therapy comes in.

If you’ve been struggling with recurring financial patterns that are hard to break, money decisions, or self-doubt, it’s time to stop blaming yourself.

In our financial therapy sessions, we’ll explore your money beliefs, behaviors, and emotions—helping you understand how past experiences and unconscious narratives may be shaping your current financial reality. This process is key to building a healthier money mindset and creating financial stability.

Many clients come to me after trying budgeting tools, money management apps, or following some financial advice—only to find that nothing sticks long-term. Financial therapy addresses the emotional and psychological side of money—the part traditional financial advice often leaves out.

My approach centers on your core values, guiding you to uncover the “why” behind your financial choices and developing the “how” for sustainable, lasting change.

Appointment Details

I offer individual financial therapy sessions at $165 per hour. The first appointment is 75 minutes and costs $210.

Whether you’re dealing with financial anxiety, shame about past money decisions, or uncertainty around your financial future, financial therapy can help you feel more empowered, confident, and in control of your financial life.

Frequently Asked Questions

What is it like to work with you?

My approach is collaborative and conversational. I understand that money can be a sensitive and emotionally charged topic. While I provide guidance, tools, and recommendations, you remain in control of your decisions.

This work is most effective when clients are open to being vulnerable and committed to doing reflective work between sessions. Our work together is goal-oriented, focused on the present and future, with thoughtful attention to past experiences and patterns that may still influence your relationship with money today.

How many times will we meet?

This work is time limited and will not be unending. While I cannot say for sure how many appointments we’ll have because everyone’s situation is unique to them, I like to begin with eight appointments. We can add more appointments if needed. If an individual feels like they’ve gotten what they need before the eight appointments, that is fine as well.

Do you accept insurance?

No, I do not accept insurance. This work does not involve a mental health diagnosis or psychotherapy and is not eligible for insurance reimbursement. However, you may be able to use HSA, FSA, or HRA benefits—please check with your provider to confirm coverage.

What is your rate?

My fee is $165 per hour for individual sessions.

Can you help me manage my money?

No, I do not offer money management or investment advising services. I am not a CPA, CFP, or financial advisor. The work we do is educational and coaching-focused and does not constitute legal or financial advice.

You should consult with a qualified professional (e.g., attorney, CPA, or financial planner) for any specific legal, tax, or investment decisions. Jennifer Calder, LICSW / Jennifer Calder, LLC is not liable for financial or legal outcomes based on the information or recommendations provided in our work together.